This IAM engineer job description is produced by Identity Management Institute to describe the identity and access management engineer role who may design, develop, test, implement, and integrate identity and access management frameworks, systems, and protocols. The identity and access management engineer is typically responsible for the development and implementation of IAM systems including SSO, authentication and access controls ensuring confidentiality, integrity and availability of IAM systems and data.

Overall, the IAM engineer role is responsible for ensuring that procured or developed IAM systems are implemented properly and function as intended.

IAM Engineer Job Description, Duties, and salary

IAM Engineer Job Description

Interested applicants for the identity and access management engineer position must typically meet the following requirements set forth in an IAM engineer job description:

  • Bachelor’s degree in IT, information security, computer science, or a related field.
  • 3 to 5 years of experience. Alternatively, candidate may possess an equivalent combination of relevant professional experience and education.
  • Comprehensive knowledge and experience with authentication standards and technologies such as multi factor authentication, JSON Web Token (JWT), etc.
  • Extensive hands-on knowledge of identity and access management best practices, procedures, and software solutions such as CyberArk, ForgeRock, Okta, Ping Identity, etc.
  • Extensive knowledge and experience with identity and access management technology, such as single sign-on (SSO), two-factor authentication, privileged access management, etc.
  • Experience with one or more programming languages such as C++, Java, Python, Javascript, or C#
  • Experience with Windows, Lunix / Unix, scripting (Bash, Powershell, or Perl), LDAP, SQL, and web services.

IAM Engineer Job Duties

Typical day to day duties of the IAM Engineer role may include:

  • Develop, implement, and maintain identity and access management solutions and systems.
  • Troubleshoot, identify, and resolve technical identity and access management related issues.
  • Improve identity and access management solutions and systems for protection against evolving threats and efficiency.
  • Coach other members of the organization on the best practices that should be followed in identity and access management.
  • Stay up-to-date on current IAM threats and industry solutions.

Education and Certification

A Bachelor’s degree in identity and access management, cybersecurity, information technology, or related field is usually preferred, however applicants with a combination of relevant professional experience, education, and professional IAM certification will also be considered for the position.

Certifications listed in an IAM engineer job description may include the ones discussed below which can be considered during the recruitment process.

Certified Identity Management Professional (CIMP)

The Certified Identity Management Professional (CIMP) certification is a comprehensive course designed for technical professionals in identity and access management. Developed and administered by Identity Management Institute, the CIMP credential validates the candidate’s understanding of identity and access management frameworks, standards, protocols, software development, and project management.

Certified Identity and Access Manager (CIAM)

Certified Identity and Access Manager (CIAM) professionals continuously assess their organizations’ existing capabilities in the identity lifecycle management to prioritize business investments, close compliance or control gaps, and identify process improvements to reduce costs.

Certified Identity and Security Technologist (CIST)

The Certified Identity and Security Technologist (CIST) certification is designed for technology leaders who set the strategy and vision for identity and security technology direction.

Other Relevant Certifications

Other relevant certifications that may be useful in identity and access management roles include Certified Access Management Specialist (CAMS) and Certified Identity Governance Expert (CIGE) amongst others.

Certified in Data Protection (CDP)

The Certified in Data Protection (CDP) certification program educates professionals on international system security standards and best practices as well as generally accepted privacy principles based on global laws and regulations to protect systems and data.

IAM Engineer Salary

The average annual IAM Engineer salary in the US is $121,083 with entry level positions starting at $97,397 per year.

The average salary range for a Senior IAM Engineer in the United States is between $109,384 and $135,129. Most experienced workers make about $158,253 per year, however, the total compensation can vary depending on various factors, including skills, education, certifications, and professional experience.

Comparing the IAM Engineer Job Description

A few other professional roles in identity and access management include:

IAM Analyst Role

The identity and access management analyst role is an entry-level position that supports IAM initiatives with gathering identity and access management requirements, review of configurations and system settings, documenting standards and procedures, and helping manage various identity and access management tasks.

IAM Manager Role

The IAM Manager position is a senior level position in charge of critical business decisions. The role of an identity and access manager is to assess an organization’s existing identity and access management capabilities, workflow, systems, and processes to transform the identity lifecycle and make improvements based on business goals and objectives while reducing costs for the organization. The most suitable IAM certification for an IAM Manager role is the Certified Identity and Access Manager (CIAM).

Identity and access management certifications

This article by Identity Management Institute summarizes the IAM analyst job description, duties, and salary. The role of an identity and access management analyst is to work with various departments within an organization to help drive access control initiatives in support of internal policies, regulatory compliance, and industry standards.  The IAM analyst role typically provides IAM expertise and guidance to various business units and works closely with IT and cybersecurity groups to gather identity and access management requirements to design and implement access controls across all systems in support of IT and cybersecurity strategies.

IAM analyst job description, duties, and salary

IAM Analyst Job Description

The IAM analyst’s role is to support the organization’s identity and access management program. Here are common tasks listed in an IAM analyst job description:

  • Administer user accounts and access privileges in the organization’s identity management system.
  • Work closely with the IAM team to ensure that the right people have access to the right resources.
  • Responsible for the day-to-day administration of the IAM system.
  • Involved in troubleshooting and resolving IAM issues.
  • Participate in IAM projects and initiatives.
  • Work with internal customers, business analysts, and application teams to understand access requirements.
  • Maintain documentation for the IAM program.
  • Participate in IAM audits and review access control reports to identify potential risks.
  • Provide training to new users on the IAM system.
  • Update and maintain the IAM system according to changes in the organization’s business needs.

IAM Analyst Job Duties

The duties of an IAM analyst may include the following:

  • Managing user accounts and permissions in the identity and access management system.
  • Granting or denying access to company resources based on user role and privileges.
  • Creating and managing user groups in the identity and access management system.
  • Enforcing company policies and procedures related to identity and access management.
  • Monitoring user activity in the identity and access management system.
  • Reporting on identity and access management system activity.
  • Identifying and addressing identity and access management issues.
  • Working with the IAM team to resolve identity and access management problems.
  • Maintaining up-to-date knowledge of identity and access management best practices.
  • Documenting IAM processes and procedures.

IAM Analyst Job Qualifications

The qualifications for an IAM analyst vary depending on the company, but most companies require at least a bachelor’s degree in computer science, information technology, or a related field. Some companies may also require professional identity and access management certification, such as the Certified Access Management Specialist (CAMS) certification from the Identity Management Institute. Here are some of the qualifications that are commonly required in an IAM analyst job description:

  • Bachelor’s degree in computer science, information technology, or a related field.
  • At least two years of experience in identity and access management or a related field.
  • Excellent communication and project administration skills.
  • Strong analytical skills.
  • Good organizational skills and attention to detail.
  • Familiarity with IAM concepts and best practices.
  • Knowledge of IAM software, such as Microsoft Active Directory.
  • Proficient in using spreadsheets and word processing software, such as Microsoft Excel and Microsoft Word.
  • Familiarity with database concepts and relational databases, such as Microsoft SQL Server.
  • Ability to work individually and as part of a team.

IAM Analyst Salary Range

The salary range for an IAM analyst varies depending on the company, but most companies offer salaries ranging from $60,000 to $85,000 per year. Also, many companies offer benefits, such as health insurance, dental insurance, and 401(k) plans. These benefits can add an additional $10,000 to $15,000 per year to the total compensation package.

Management Reporting Level

The management reporting level for an IAM analyst varies. Most companies require IAM analysts to report to the IAM manager or IAM director.

IAM Analyst Job Expectations

Below is a list of job expectations from an IAM analyst role:

1. Be able to provide clear and concise reports to upper management on the status of IAM within the organization.
2. Understand and be able to articulate the company’s IAM strategy.
3. Be able to develop IAM metrics and KPIs to track progress and measure success.
4. Understand the various IAM tools and technologies available and be able to recommend solutions that will meet the company’s needs.
5. Be able to lead IAM projects from start to finish, including developing project plans, coordinating resources, and managing timelines
6. Be able to troubleshoot IAM issues and develop creative solutions to solve problems.
7. Have a strong understanding of security concepts and how they apply to IAM.
8. Be able to develop and deliver IAM training to both technical and non-technical staff.
9. Be able to research and stay up-to-date on IAM trends and best practices.
10. Work effectively with other IT team members to ensure that IAM solutions are integrated seamlessly into the overall IT infrastructure.

Types of Reports Prepared by an IAM Analyst

1. Access Request Report

This report details all access requests made by users in the organization. You should include information such as the date of the request, the user’s name and department, the type of access requested, and whether or not the request was approved.

2. User Provisioning Report

This report details all user provisioning activities within the organization. You should include information such as the date of the provisioning, the user’s name and department, the type of access provisioned, and whether or not the provisioning was successful.

3. Audit Report

This report details all IAM-related audits that have been conducted within the organization. You should include information such as the date of the audit, the type of audit performed, the audit’s scope, and the audit’s findings.

4. IAM Strategy Report

This report provides an overview of the company’s IAM strategy, including the goals and objectives of the strategy, the tools and technologies that will be used, the timeline for implementation, and the budget for the project.

5. User Authentication Report

This report details all user authentication activities within the organization. You should include information such as the date of the authentication, the user’s name and department, the type of authentication used, and whether or not the authentication was successful. Failed authentication attempts are also reported and investigated to prevent a potential breach.

6. Password Reset Report

This report details all password reset activities within the organization. You should include information such as the date of the reset, the user’s name and department, and whether or not the reset was successful.

7. Authorization Report

This report details all authorization activities within the organization. You should include information such as the date of the authorization, the user’s name and department, the type of authorization requested, and whether or not the authorization was approved.

IAM Analyst Technical skills

The technical skills required for an IAM analyst job include the following:

1. Familiarity with multiple operating systems (Linux, Windows, etc.)
2. Strong understanding of directory services (LDAP, Active Directory, etc.)
3. In-depth knowledge of security protocols (SSH, TLS, etc.)
4. Proficient in at least one scripting language (Python, Ruby, etc.)
5. Experience with IAM tools (Okta, Ping Identity, etc.)
6. Strong analytical and problem-solving skills.
7. Excellent verbal and written communication skills.
8. Detail-oriented and able to work independently.
9. Flexible and able to adapt to changing needs.
10. Team player with a positive attitude.

Comparing the IAM Analyst Role to Other IAM Roles

The IAM analyst role may be confusing when compared to other IAM job roles described below as some of the tasks in related IAM roles are similar and overlapping. However, one important aspect of the IAM analyst role is that it works under close supervision to support various IAM projects, requires limited decision making or judgement, and applies theoretical knowledge to improve on the job.

IAM Engineer Role

IAM engineers are responsible for designing, implementing, and maintaining the IAM system. They work closely with other IT team members to ensure that the IAM system is integrated seamlessly into the overall IT infrastructure. The difference between an IAM engineer and an IAM analyst is that an IAM engineer focuses on the technical aspects of the IAM system while an IAM analyst focuses on the business aspects.

IAM Architect Role

IAM architects are responsible for designing the overall IAM strategy for an organization. They work with various teams to ensure that the IAM system is appropriately integrated and meets all security and compliance requirements. The difference between an IAM architect and an IAM analyst is that an IAM architect focuses on the big picture while an IAM analyst focuses on the details.

IAM Administrator

IAM administrators are responsible for managing the IAM system on a day-to-day basis. They work with users to reset passwords, create new accounts, and troubleshoot issues. The difference between an IAM administrator and an IAM analyst is that an IAM administrator focuses on the operational aspects of the IAM system while an IAM analyst focuses on the IAM requirements in support of the IAM strategy.

Identity and access management certifications

In today’s world, there are many consumer facing cybercrime threats as witnessed by the barrage of news stories about data breaches and cyberattacks. While these stories may make us more aware of the dangers of the digital world, they can also be overwhelming and leave us feeling helpless. To help better understand the threats of identity theft and cybercrime, this article covers the major consumer facing cybercrime threats and solutions.

Consumer Facing Cybercrime Threats

Identity Theft and Cybercrime

Identity theft is the fraudulent use of someone else’s private data, such as their ID number, name, date of birth, or address, to steal their money or open new accounts in their name. As the world has become more reliant on technology, identity theft has shifted from a crime that primarily affects physical documents to one that mainly occurs in the digital world. This type of theft can be especially damaging, as it can leave victims with ruined credit scores and thousands of dollars in fraudulent charges.

Cybercrime is a type of crime carried out using electronic devices, such as computers, laptops, and smartphones. This can include anything from hacking and phishing to online fraud and cyberstalking. With so much of our lives now taking place online, it is no surprise that cybercrime has been on the rise in recent years.

Common Cases of Identity Theft and Cybercrime

While there are many different types of identity theft and cybercrime, some are more common than others. Here are a few of the most common cases.

Phishing

Phishing is a type of cybercrime that involves criminals sending out emails or text messages that seem to be from a recognized party, such as a credit card company or bank. These messages often contain links that lead to fake websites, where victims are asked to enter private data. This data is then used to steal the victim’s identity or make fraudulent charges.

Hacking

Hacking is method to gain access to a person’s computer, cellphone, or other devices, often by guessing their password or installing malicious software that allows them to take control of the device and remotely monitor activities. Once access connection is established, the hacker can then use the device to steal credentials or personal information, access accounts, and make fraudulent transactions.

Data Breaches

Data breaches are another major concern when it comes to identity theft and cybercrime. This is when criminals gain access to a company’s customer information database. This can happen through hacking or simply stealing a computer containing the data.

Once the criminals have the data, they can then use it to make fraudulent charges or apply for new lines of credit in the victim’s name. For instance, some criminals have been known to use stolen data to create fake IDs, which they then use to open new bank accounts or apply for loans.

Website Fraud

The risks of website fraud such as online dating are well known. These sites can be breeding grounds for fraud.

To help protect users, some websites offer a paid membership which requires a fee to join in order to access member pages, and complete at least a basic background check before they can connect and communicate with other members. However, it is up to individual users to ensure that they are not being scammed.

Malware

Malware is a type of malicious software designed to damage or disable computers. Criminals use malware to achieve a variety of different goals. Some malware will destroy data, while others intercept the information being sent from one computer to another.

When your device is infected with malware, the hacker or criminal can access your device and make fraudulent charges. This can include anything from logging in to a bank account without your login information to stealing credit card information or other private information.

Solution for Consumer Facing Cybercrime Threats

As the world becomes more digital, the threat of identity theft and cybercrime will continue to grow. However, there are some steps that you can take to help protect yourself.

Use strong passwords and never reuse them

Users should create strong passwords and change them regularly. It is also essential not to reuse passwords across multiple accounts. Also, online users should use two-factor authentication on their devices. With this technology, a second code is required to access an account.

Do not click on unknown links in texts or emails

You should never click on links in texts or emails received from unknown parties. These links could lead to fake websites designed to steal your personal information. It will be helpful to have an antivirus program installed on your device that can help block these malicious websites.

Do not enter personal information on unknown websites

When entering personal information on websites, you should always look for the https:// in the address bar. This indicates that the website is using a secure connection. You should also avoid entering private data on suspicious websites or open Wi-Fi systems, as these are not secure.

Monitor your credit report

You should monitor your credit report for any suspicious activity. You can sign up for a credit checking service, which will notify you of any credit report changes. If you are concerned about identity theft, you can contact major credit bureaus and ask them to freeze your credit. This will prevent criminals from opening new lines of credit in your name.

Be aware of identity fraud signs

Some signs may indicate that you have been a victim of identity fraud, such as receiving bills for services you did not sign up for or noticing unfamiliar charges on your credit card statement. If you suspect that you have been a victim of identity fraud, you should contact your financial institution and the major credit bureaus.

In conclusion, identity theft and cybercrime are serious threats that can significantly impact your life. However, you can take a few safety precautions to protect yourself from these crimes and keep your information safe and secure.

Certified Identity Protection Advisor (CIPA) consumer identity theft certification
Become a Certified Identity Protection Advisor (CIPA)

The frictionless authentication process flow allows a transaction to occur seamlessly, without requiring the user to face an additional authentication challenge. In an effort to protect merchants from fraudulent chargebacks, the 3-D Secure (or 3DS) protocol was first developed for Visa, Inc. back in 1999. Its main goal is to provide an additional layer of security for online debit and credit card transactions by verifying the identity of the cardholder at the point of payment via the issuing bank.

Frictionless Authentication Process Flow

The protocol enables the transmission of various data points to be shared between the card issuer, the merchant, and the consumer to authenticate the user and ensure the transaction is being initiated by the rightful account owner.

Version 2 of the 3-D Secure protocol was released in 2016, with the goal of reducing the intrusiveness of the protocol and introducing the frictionless authentication process flow. The update also focuses on remaining in compliance with the newly imposed EU authentication regulations. It also takes aim at improving some shortfalls of the original version of the protocol, in addition to adding the authentication of non-payments, such as when a user enters their card information to a mobile wallet.

The upgraded 3DS2 offers a variety of enhancements over 3DS1, including:

  • Transactions supported across a wide variety of devices to improve the overall customer experience.
  • 10X more information to help improve risk-based decision-production for card issuers.
  • Reduced friction for consumers, leading to lower rates of cart abandonment.
  • The typical time to verify a transaction drops from 42 seconds to 37 seconds.

What is Frictionless Authentication Process Flow?

The frictionless authentication occurs when the 3DS protocol determines that a transaction poses a low enough risk of being fraudulent. It allows the transaction to occur seamlessly, without requiring the user to face an additional challenge for transaction authentication.

A standard 3-D Secure authentication transaction works like this:

  • The merchant sends an authentication request with transaction and device data.
  • The 3-D Secure protocol determines whether a challenge is required based upon the issuer’s risk review of the transaction.
  • In the event the transaction is deemed to be high-risk, the issuer can request additional authentication steps.
  • If, on the other hand, the transaction is deemed to be low-risk, the frictionless confirmation process takes place. Once the transaction is authenticated, an approval is sent to the merchant and the transaction can be processed as normal.

Difficulties with the Previous Version of the Protocol

After some analysis by academia, the original version of the 3DS protocol had been identified to have security issues that affect the consumer. These security issues included a larger surface area for phishing attacks, as well as a shift of liability in the event of fraudulent transactions.

How does Frictionless Authentication Process Flow Work?

As mentioned before, whether a transaction is approved for the frictionless flow or not is based upon the 3D Secure protocol’s determination of the transaction’s risk factor.

The 3D Secure protocol uses a variety of risk-based assessments to scrutinize each transaction and determine if it should face an additional challenge.

Some of these risk-based assessments include:

  • Whether the customer is new or existing
  • The total value of the transaction
  • Device information
  • Transaction history
  • Behavior history

These data elements can be used by both the merchant and the issuer to determine whether the transaction should be further authenticated by the 3D Secure protocol.

How 3D Secure Authentication is Secured

In the event the customer is required to pass an additional challenge, the customer will be prompted to authenticate the transaction using biometric and / or two-factor authentication.

This helps ensure that the person initiating the transaction is the legitimate cardholder, as it is less likely that a fraudster would have access to the cardholder’s one-time password or biometric data.

Benefits of Frictionless Transactions

Frictionless transactions benefit both the merchant and the consumer in a variety of ways.

For the consumer, they will enjoy a higher level of security across the majority of platforms, as well as an improved user experience with the use of the frictionless transaction confirmation.

On the merchant’s end, they are provided with a variety of benefits, including:

  • Lowered risk of fraudulent transactions – Even in the event of a cardholder’s information being used fraudulently, the fraudster is unlikely to have access to the cardholder’s device or their one-time password, or OTP.
  • Shifts liability in the event of a chargeback – One of the biggest benefits to merchants of 3D Secure is that it shifts the liability for fraudulent chargebacks from the merchant to the issuer of the card.
  • Improved authorization rates – Visa and Mastercard have reported an up to 10% increase in authorization rates when using 3D Secure.
  • Seamless compliance – Using 3D Secure is one of the simplest ways to comply with PSD2 and SCA (Strong Consumer Authentication) regulations.

Some industry analysts have also predicted that the 3DS frictionless process will greatly reduce cart abandonment rates, up to 66%.

Identity and access management certifications

The cyberworld can bring many security risks to your business without the right precautions. Organizations today continue to pay compliance fines for data breaches. The list of online crimes is endless, and many argue that data is the greatest asset. Any wrong move might lead to serious consequences, such as identity theft.

For this reason, screening and onboarding only trusted, secure customers through identity verification is essential. Digital authentication services also help businesses reduce chargebacks and increase conversions, making ID verification a number one step towards a safer future for your business.

Remote digital identity verification benefits

What is Identity Verification and Why does it Matter?

For starters, let’s analyze the term a bit. Identity verification is a procedure that reviews people’s identities, ensuring that they are who they claim to be. In general, ID verification can be used in various instances, but the procedure is best known to be applied in the financial industry. For example, you can be asked to verify your identity when opening a new bank account or applying for a loan. It’s also known as an important process in Know Your Customer (KYC) and Anti-Money Laundering (AML) efforts to monitor new customer risks and combat fraud.

What is KYC and Why is it Important?

Know Your Customer, or KYC, is a security standard that helps ensure safe relationships between customers and businesses. In general, the KYC process includes ID document verification, face verification, and document verification, such as your proof of address (utility bill). Companies carry out identity verification of their clients in compliance with requirements and legal laws. A more automated form of KYC is now called eKYC, which means that it’s a paperless version of identification.

In other words, KYC-related practices respond to the extensive use of technology and the need to protect customers from online fraud. In a traditional sense, banks can carry out in-person KYC checks. This is an important step for verifying customer identities during the onboarding stage when the business has no prior information about the customer. Of course, KYC doesn’t stop here, as it’s a continuous operation throughout the whole client’s journey with the business.

What is Digital Identity Verification?

Digital identity verification is a remote ID verification process that’s designed for today’s customers. The global pandemic massively boosted the need for identity verification services since many businesses moved to the digital sphere. With such a shift came increased numbers of cyberattacks. For this reason, responsible businesses started to look for new and improved digital fraud prevention solutions, such as remote identity verification.

Modern identity verification implementations combine artificial intelligence and smart, automated technological services into one smooth customer onboarding process. Digital identity verification uses face recognition, biometric verification, and quick document scanning algorithms to help other businesses or government agencies battle fraud. ID verification ensures that the customer’s identity document isn’t forged and that it meets all of the security requirements.

Digital identity verification services are in high demand due to the convenience that they bring. By reviewing the customer’s identity, financial institutions are able to welcome trusted and safe clients. Scammers and fraudsters who use fake identities or tamper with documents aren’t verified during the ID verification process. Spoofing, deepfakes, and scammers that wear masks during the identity verification process – are all techniques that are used by online criminals with fraudulent intentions.

How did eKYC Transform Identity Verification?

Being called out to a physical banking branch for the purpose of identity verification seems unusual, especially in today’s context. Customers demand quick and secure services. For this reason, considering the high demands, businesses now choose eKYC solutions rather than sticking to manual forms of identity verification. eKYC transformed traditional versions of KYC verification and allowed automated many processes.

Here are the main factors that make eKYC solutions more effective:

  1. The speed. What took weeks now takes seconds. Digital ID verification is swift and secure.
  2. Easy-to-use services. The remote verification process takes a few steps without the need to step out of your house.
  3. Ensured safety. Digital identity verification services are built on strict regulations and high data protection standards that prioritize customers’ safety by protecting them from fraudulent activity.

Instead of verification agents, we now have AI-powered solutions where customers are required to upload an onboarding selfie and add their personal information. Once that’s done, the system carries out the process of Know Your Customer to run a quick background check on the customer. For extra safety, businesses are encouraged to use biometric identity verification. Biometric checks can identify a person by reviewing their biological traits and comparing them with the photo on the ID or passport.

What are the Benefits of Identity Verification?

When it comes to digital identity verification, part of its widespread success comes from the convenience factor. The fact that this process eliminates the need for customers to be physically present during the procedure also fits for newly emerged e-commerce players or, for instance, the cryptocurrency industry. Even though there’s no universal “one-size-fits-all” ID verification for all businesses, it’s clear that simple and secure ID verification solutions for businesses are crucial.

Digital identity verification solutions bring customers and businesses closer by providing universal access to various services remotely. On top of easy-to-use functionality, identity verification helps avoid data falling into fraudsters’ hands. The main benefits of remote ID verification for businesses are:

  • ID verification helps detect and fight fraud more efficiently.
  • Digital verification services eliminate the need for physical presence.
  • This process enhances customers’ trust and protects the business’ reputation.

Today’s innovative technology pushes boundaries, making it easier for businesses to adapt and use digital identity verification. In general, ID verification can also be used to speed up traditional processes. For example, identity verification can be used in airports to scan passports at electronic gates. As more industries adopt digital identity verification, the corporate and political world is also encouraging the masses to follow the digitization process by pushing digital identity schemes. This way, remote ID verification slowly became the new normal.

How Does ID Verification Improve Your Business?

If you want to secure your business and play a significant role in the digitization process, you’ll need to choose a responsible digital identity verification provider. It’s a necessary procedure that improves and automates internal processes, minimizes human error, and reduces operational costs. Not to mention, ID verification protects your clients’ data and prevents fake identities as well as money laundering.

To sum it up, remote identity verification improves your business by:

  • Reducing costs.
  • Improving customer experience.
  • Ensuring data security
  • Maintaining high fraud prevention standards.
  • Adapting to regulations.

That said, remote ID verification improves your business reputation by maintaining regulatory compliance and taking a responsible approach toward cybersecurity. In other words, identity verification guarantees that the person behind the screen is legitimate and has good intentions. Looking from a business perspective, ID verification provides a competitive advantage.

Final Thoughts on Digital Identity Verification

Remote identity verification services are a vital part of cybersecurity. Businesses that want to protect themselves from online criminals, fraudulent transactions, huge non-compliance fines, and reputational loss need to search for secure customer identification methods. Remote ID verification is the number one tactic that helps businesses combat fraud and improve customer satisfaction. Today, customers have high expectations and want to assume that their data is protected from data breaches or identity theft. Thanks to digital ID verification, the process is now simple and reliable.

Identity and access management certifications

Out-of-band authentication (OOBA) is a type of multi-factor authentication which unlike traditional MFA requires two communication channels. This type of authentication is often used by financial institutions and other high-risk organizations to make it much more difficult for a hacker to access systems and data. An example of out-of-band authentication would be using the computer and a smartphone for authentication. A smartphone can be used to receive an SMS code or use an authentication app.

Out-of-band authentication is important in identity and access management because it greatly reduces the chances of what’s called a “man-in-the-middle attack”. In cases of a MITM attack, hackers can take over the communication channel between the sender and the receiver to intercept the communication data. We often overestimate the security of passwords which can be stolen or intercepted during authentication data exchange. Through use of technology, hackers can exploit weaknesses in communication channels to steal authentication data which could expose passwords. This illustrates the importance of using other forms of authentication and verification methods.

Using two different communication channels for authentication in access management lowers the chance of a MITM attack and keeps the transmitted information safe.

Out-of-band authentication can be thought of as a more secure method of 2FA. In a traditional authentication method, 2FA does not have to use a separate communication channel. For example, an email may be used as the second form of verification. While this is more secure than only using a password, the same communication channel is used to authenticate using the second factor. This increases the possibility of system access compromise.

Out of Band Authentication Methods

In a multi-factor authentication (MFA) setting, the system uses at least two different methods to confirm identity. Some methods used to achieve this authentication include:

  • Password
  • Biometric authentication (fingerprint scans, voice verification, or facial recognition)
  • QR codes
  • SMS
  • Token (authentication app)
  • Push notifications

It is important to note that some authentication methods are more secure than others. SMS code messages are among the least secure methods for authentication because they have a higher risk of interception and are susceptible to social engineering attacks.

Out of Band Authentication Implementation

To implement out of band authentication, consider the following steps:

  1. Identify what needs protection
  2. Choose the authentication channels
  3. Identify what users need to use this form of authentication

One security breech can cost a company an average of $3.92 million dollars. The average cost of implementing a strong authentication method is minimal in comparison. Some users might feel inconvenienced by the need to spend several more seconds to log in, however most users are on board as they understand the security weakness in using just a password for accessing systems.

When planning to integrate a strong authentication into a business or organization, there are a variety of providers that can help achieve that goal. Depending on the business, it is important to know if the company has a global reach that offers support and compatibility with different mobile networks, country codes, etc. Quality user support and customer service is extremely important during and after an out-of-band authentication implementation. No one wants to have downtime due to authentication issues, therefore, having the right support when something goes wrong is vital.

There are some regulations which require businesses such as banks to use multiple forms of authentication. For example, in some countries, banks are required to use strong authentication in certain instances such as when accessing an online payment system, setting up an electronic payment transaction, or initiating a payment through a remote channel with increased risks of fraud.

Using multiple authentication channels is a clear choice for any company or organization looking to improve security. It protects customer data and prevents security breaches. It benefits all parties; customers are at a lower risk of stolen data, and businesses have a lower chance of a data breach with major consequences.

Identity and access management certifications

This article summarizes the Digital Identity Guidelines published by The National Institute of Standards and Technology (NIST) to provide direction on securely managing digital identities. Digital identity as the online equivalent of physical identity is a set of data that uniquely identifies an individual or entity and can be used to authenticate and authorize access to online resources.

The Digital Identity Guidelines are divided into three parts, including 800-63-A, which covers enrollment and identity proofing, 800-63-B, which covers authentication and lifecycle management, and 800-63-C, which covers federation and assertions. Each part contains requirements that must be met for an organization to ensure the security of its digital identities.

Digital Identity Guidelines Part A: Enrollment and Identity Proofing


The first part of the digital identity guidelines, 800-63-A, covers enrollment and identity proofing. This part contains requirements for how organizations should collect and verify information about an individual’s identity. Also, this part of the guidelines covers what type of information should be collected during enrollment. The requirements in this part are designed to ensure that only legitimate users are able to access online resources.

Organizations must first decide what information they need to collect in order to verify an individual’s identity. This information can include but is not limited to name, physical address, email address, Social Security Number, and date of birth. This decision should be based on the sensitivity of the information being protected and the level of assurance that is needed. This will enable the organization to appropriately balance security and privacy.

Next, the organization must collect the required information from the individual. This can be done through in-person interactions, online forms, or other means. The in-person interaction should take place in a secure location, such as a government office or bank. The individual’s identity should be verified using at least two kinds of identification. These identification forms can include a driver’s license, passport, or birth certificate. The online forms should be hosted on a secure website. The individual’s identity should be verified using strong authentication, such as two-factor authentication.

Once the required information has been collected, the organization must verify that the individual is who they claim to be. The organization must then put in place processes and systems to collect and verify the collected information. This includes ensuring that the data is compiled from a reliable source, such as an official government document. The organization must also attest that the information collected is accurate and up to date. This can be done using various methods, such as automated checks, manual reviews, or third-party verification.

Manual checks should be conducted for high-risk situations, such as when an individual is attempting to access sensitive information. Automated checks can be used for low-risk situations, such as when an individual is trying to access non-sensitive information. Third-party verification can be used when the organization does not have the capability to verify the collected data.

After the organization has verified the individual’s identity, it must issue a credential to the individual. This credential can be in the form of a username and password, a digital certificate, or a physical token. The certification should be issued in a secure manner, such as through a secure website or in-person interaction. The credential should be unique to the individual and should not be shared with anyone else.

Finally, the guidelines require that organizations take steps to protect the collected information. This includes storing the information in a secure location, such as a locked filing cabinet or a secure database. The information should only be accessed by authorized personnel. The organization should also have procedures in place to ensure that the data is appropriately disposed of when it is no longer needed.

Part B: Authentication and Lifecycle Management


The second part of the digital identity guidelines, 800-63-B, covers authentication. Authentication is the process of verifying that an individual is who they claim to be. This part of the guidelines provides requirements for four levels of assurance, including low, moderate, high, and special.

Low assurance is an authentication process that provides a reasonable level of confidence in the asserted identity. This level is typically used for situations where the risks are low, such as when an individual is accessing non-sensitive information. Moderate assurance is an authentication process that provides a high level of confidence in the asserted identity. This level is typically used for situations where the risks are moderate, such as when an individual is accessing sensitive information. High assurance is an authentication process that provides a very high level of confidence in the asserted identity. This level is typically used for situations where the risks are high, such as when an individual is accessing critical information. Special assurance is an authentication process that provides an extremely high level of confidence in the asserted identity. This level is typically used for situations where the risks are very high, such as when an individual is accessing information that could have a significant negative impact if it were to fall into the wrong hands.

The guidelines also specify the types of authentication factors that can be used to verify an individual’s identity. These factors are divided into three categories, including something you know, something you have, and something you are.

Something you know includes information that only the individual knows, such as a password or a PIN. Something you have includes an object that only the individual has, such as a key or a token. Something you are includes a characteristic that only the individual has, such as a fingerprint or a retina scan.

The guidelines also specify the minimum number of authentication factors that must be used for each level of assurance. For low assurance, one authentication factor must be used. For moderate assurance, two authentication factors must be used, with one being something you know and the other being either something you have or something you are. For high assurance, three authentication factors must be used, with one being something you know, one being something you have, and one being something you are. For special assurance, four authentication factors must be used, with two being something you know and two being either something you have or something you are.

Part C: Federation and Assertions


The third part of the digital identity guidelines, 800-63-C, covers federation and identity management. Federation is the process of sharing information between organizations to verify an individual’s identity. This part of the guidelines provides an overview of how federation works and what standards are used to ensure compatibility between different federated systems. Identity management is the process of managing digital identities, including creating, updating, and deleting them. This part of the guidance provides information on using digital signatures to verify the identity of individuals who are requesting access to resources. The guidelines cover two main types of authorization, including static authorization and dynamic authorization.

Static authorization, which is based on the identity of the individual and does not change over time, is the simplest form of authorization. In this type of authorization, an individual is granted access to a resource without having to go through an approval process each time they wish to access the resource. For example, an employee might be given static authorization to access their company’s email server. This type of authorization is typically used for resources that do not need to be protected from unauthorized access and do not require frequent updates. Organizations must take care when using static authorization, as it can be easy to grant too much access to individuals. It is essential to only give individuals the level of access that they need to perform their job duties.

Dynamic authorization, on the other hand, is based on the individual’s current situation and can change over time. This type of authorization is typically used for resources that need to be protected from unauthorized access and require frequent updates. For example, an individual might be given dynamic approval to access their bank account information. This type of authorization would allow the individual to view their account balance and transactions but would not allow them to transfer funds.

Dynamic authorization can be used to control the level of access that individuals have to resources. It is essential to carefully consider the level of access that each individual needs before granting them dynamic authorization to a resource. For instance, digital signatures can be used to verify the identity of individuals who are requesting access to resources and verify the identity of the individual who signed a document.

Digital signatures are created using a public key and a private key. The public key is used to verify the signature, while the private key is used to create the signature.

Organizations can use digital signatures to verify the identity of individuals who are requesting access to resources. This type of verification can be used to control the level of access that individuals have to resources. It is essential to carefully consider the level of access that each individual needs before granting them access to a resource.

Overall, the goal of these guidelines is to ensure that only legitimate users are able to access online resources. By collecting and verifying information about an individual’s identity, organizations can ensure that only those authorized to access the resources can do so. By taking steps to transform digital identity and protect the collected data, organizations can further reduce the risk of unauthorized access.

Certified Identity Management Professional (CIMP) certification
Get Certified in Identity Management

This article explains the CIAM and CIMP certifications as they are among the top IAM certifications offered by Identity Management Institute. Identity and access management certifications by IMI are ideal for those professionals who are looking to become expert identity specialists to pursue an identity management career or complement their existing career paths.

Identity and access management certifications are vital for active professionals and job seekers who are looking to gain new knowledge, validate their skills, seek rewarding careers, and network with peers. IAM plays a crucial role in helping organizations onboard users, manage their access to systems and data, and prevent security breaches.

CIAM and CIMP certifications

CIAM and. CIMP Certifications – The Difference

The Certified Identity and Access Manager (CIAM) program is designed for IAM process and risk management professionals who help an organization transform and improve identity and access management within an organization. A CIAM professional understands the IAM concepts of onboarding, access management, and policy enforcement, and is capable of completing a comprehensive risk assessment, designing IAM programs, communicating risk assessment results and, reporting the state of IAM to various stakeholders. 

CIAM certified experts are experienced professionals who demonstrates the ability to design, improve, implement and manage IAM processes and programs. Their proposals help transform identity lifecycle to streamline IAM procedures, implement activity tracking, and improve workflow.

On the other hand, Certified Identity Management Professional (CIMP) experts are technical experts who provide technical and system solutions to support the IAM program and policies.

The CIMP certification is for any technical expert who designs, develops, and implements IAM systems to facilitate the authorization and authentication of digital identities and their access across an organization.

CIMP technical experts can propose technical solutions, help select and implement IAM products that meet the needs of their organizations, manage projects, and develop systems in accordance with secure coding practices and digital identity guidelines.

The best candidates to become CIMP members are technical professionals with an interest or passion for gathering system requirements based on identity and access management needs, risk assessment results, and emerging threats. The CIMP certification program helps candidates develop and implement scalable IAM technologies and solutions that automate and streamline IAM processes, strengthen cybersecurity, and improve access management workflow and control.

Certification Process

If you’re looking to pursue an IAM certification program, you must be a member of Identity Management Institute and pass an online examination. Upon passing the exam, you will be a certified IAM expert in your domain and serve global organizations, and government agencies to design, manage, improve, or implement identity and access management programs and processes. To maintain your certification, certified experts must renew annual membership and maintain 60 hours of continuing education every 3 years.

Understanding the CIAM and CIMP certification scope, objectives, and critical risk domains will help you choose the right certification program that meets your needs. When analyzing the fundamentals of the CIAM and CIMP certifications, you recognize a few factors that make one program differ from the other.

By joining IMI and becoming a certified member, you demonstrate a commitment to the identity and access management field, showcase your professional skills, and engage in professional networking.

Visit our certification page to learn more about CIAM and CIMP certifications or watch this video for a quick overview of both certifications.

Identity and access management certifications


This article covers the top 10 metaverse risks as we prepare to expand our internet experience and enter a virtual world where we do everything that we do today in our physical world – almost everything. Although the technology is still a few years out, it’s becoming increasingly clear that the groundwork is being laid for the new metaverse-based Internet.

However, just as with the Internet today, there are some inherent risks and security issues that will need to be addressed as we progress into a world of digital connectedness. While the full potential of virtual reality worlds is still being imagined and assessed, the metaverse security consultants are urging caution.

Top 10 metaverse and security risks

Below is the list of top 10 metaverse risks:

Cyberbullying and Harassment

The issue of mental health and mental well-being in the metaverse has made news before. Cyberbullying still remains a serious threat to young adults and teenagers. In fact, the effects of cyberbullying are well-documented and can include anything from low sense of self-worth to suicidal tendencies, especially in teenagers. In February 2022, a woman claimed that she (her avatar) was harassed in a virtual game by 3-4 male avatars. Experts suggest that because the human experience in the metaverse is as real as our experience in the real world, the pain and suffering is also real and as intense.

Mental Health Issues

There are other threats that are more difficult to avoid in a virtual world. For instance, ads are used to drive the development of many free-to-play games. Malicious individuals could theoretically replace the ads with images that can induce motion sickness or even epileptic seizures. Such images could be broadcast to a person’s virtual reality headset.

Identity Theft

Many experts are concerned about the possibility that identity theft may become even easier in the metaverse if strict security measures are not implemented. Identity theft is already a multibillion-dollar industry in the real world; a study released just last month placed losses to identity theft at approximately $24 billion. Worse, the number of cases has grown over 50 percent from 2020’s figures, according to cybersecurity research.

Unauthorized Data Collection by Companies

Legitimate companies also collect your personal information. However, virtual reality has the potential to take information collection to a point that may be a few steps out of bounds for some people. For example, virtual reality headsets theoretically allow third parties to gather increasingly sensitive personal information such as voiceprint data, biometric information and even facial geometry.

Ransomware Attacks

Ransomware is a type of malicious software that has the ability to encrypt your personal files and block you or anyone from accessing them. It will then display a message urging you to pay a certain amount of money to get your data back, hence the name ‘ransomware’. You can probably imagine how this would be problematic in a metaverse setting. Your metaverse profile is set to contain a lot more information than just a standard social media profile; it will contain all manner of sensitive information as well. Imagine not being able to access your bank accounts or even your personal data. That can become quite problematic in a metaverse setting.

Changes in Perception of the Real World

A study conducted by researchers at Stanford University has discovered that both virtual reality and augmented reality, two of the cornerstones that will form the foundation of the metaverse, can have an impact on how people perceive the real world. For example, participants in that study avoided sitting on a chair where they had seen a computer-generated avatar sit in their AR environment.

Deepfake Videos

In a world that thrives on the consumption of information, experts are also worried about false information campaigns provided via deepfaked audio and video clips threatening the security of our nation. Deepfakes are video or audio clips that have been manipulated to look and/or sound like someone else. Deepfaking works similarly to face swapping but uses sophisticated artificial intelligence algorithms to gather data on individuals from several different angles so that they can be overlayed on existing video.

Social Engineering Attacks

Social engineering is the practice of psychologically manipulating people into divulging sensitive information. With the amount of personal data that will be stored in the metaverse, it could potentially become a gold mine for hackers looking to sell personal information on the Dark Web. Ultimately, the basis for metaverse security management will be education. You can have the greatest security system in the world, but if the operator doesn’t know how to use the system or is irresponsible, it will do them no good.

Shared Spaces Have Their Own Risks

The metaverse is driven around bringing people closer together. While in some ways this can be a good thing, it can also present concerns. In today’s Internet, you can find groups of like-minded people and create fantastic communities. In the metaverse, however, you will also need to deal with people that have opposing ideals. Studies have shown that people will act differently in a virtual world as opposed to the real world. This manifests rather heavily in the massively multiplayer online role-playing game (MMORPG) world, where experienced players tend to badmouth new players and will even bully females.

New Applications Will Need to Be Vetted

Just like on today’s Internet, new applications have the potential to cause havoc on our digital lives. In a metaverse setting, however, the damage can become even more disastrous with the sheer amount of sensitive data that will be kept. We will need to develop measures to have all new applications checked for malicious code.

Conclusion

These are just our top 10 metaverse risks which include security concerns. The list will surely expand and evolve as we build our virtual real life where almost everything will gradually be done in the digital world. Watch this video to learn about the Metaverse Security Center as well as the Certified Metaverse Security Consultant (CMSC) certification.

Metaverse Security Center

The Certified Identity Management Professional certification is designed and administered by Identity Management Institute for technical information technology, cybersecurity, and identity management professionals who design, develop, implement, and manage identity and access management systems and technical solutions. As the number of users, systems, and product solutions grows, demand for CIMP technical experts also grows to help meet business requirements and user needs for improved identity and access management, reduced access risks, tracking user activities, and complying with regulations.

Certified Identity Management Professional (CIMP) certification

Growth Factors

Some of the key factors that contribute to the increasing demand for Certified Identity Management Professional certification are as follows:

  • First, security threats require an understanding of threat modeling techniques and analysis skills to mitigate evolving risks with technical solutions. Becoming a Certified Identity Management Professional requires knowledge of common identity and access management risks and the ability to propose technical solutions to control access, prevent attacks, detect anomalies, and respond to incidents.
  • Second, as CIMP experts deploy systems and solutions to counter identity and access threats, they must be aware of various international standards for ensuring optimum identity and access management architecture and cloud security by utilizing Secure Software Development Framework and best practices in SDLC, product implementation, and project management.
  • Third, as the number of IoT devices grows and businesses embrace cloud computing, SaaS applications, remote workforce, BYOD, and blockchain technology, CIMP experts must ensure secure API and access controls exist by deploying advanced systems such as multi-factor and biometric authentication, machine learning, and artificial intelligence.
  • Lastly, managing access for dispersed and diverse users such as employees, customers, and business partners to systems whether hosted internally or externally is another challenge as users require quick access while businesses and regulators need assurances that users are properly identified and authorized. Meeting the needs of users for speedy and seamless access, secure onboarding and KYC, system security, and regulatory compliance introduces technical challenges that CIMP experts must address.

Why Pursue a CIMP Certification?

Identity management is a collection of technology, processes and people. In order to address various identity management risks and challenges, organizations are increasingly considering technology solutions to improve security and automate identity and access management as much as possible.

Although the rewards of implementing an identity management solution are immense, such initiatives are often very challenging and require the expertise of technical identity management experts to create and manage project teams, gather the requirements to design and develop systems, help select an external product solution, develop project plans, and oversee the successful implementation and deployment of IAM systems.

In summary, identity management is a growing career field which helps businesses streamline, automate, and manage system access. By earning the Certified Identity Management Professional certification, IMI members demonstrate their expertise in gathering system requirements, proposing product solutions, and managing IAM projects.

Who Should Pursue The CIMP Certification?

Certified Identity Management Professionals are technical experts who typically work as System Architect, System Engineer, System Programmer, Technical Consultant, and Project Manager.

CIMP Critical Risk Domains

The CIMP study guide chapters and examination are organized in the following Critical Risk Domains:

  1. Threat Management
  2. Project Management
  3. Product Selection and Implementation
  4. Software Security
  5. Cloud Security
  6. IAM, Architecture, Protocols, and Standards
  7. IoT and API Security
  8. Artificial Intelligence and Machine Learning
  9. Compliance Assurance
  10. Digital Identity Guidelines

Let’s now explore each domain for additional details:

Threat Management

A large part of a Certified Identity Management Professional job duties is to manage identity and access management risks which requires knowledge of threat modeling and analysis, gap identification, and IAM solutions. CIMP certification prepares IT professionals to become threat management experts in identity and access management.

Project Management

CIMP candidates must be aware of project management best practices and be able to propose a project strategy and roadmap, define business requirements, and have technical writing, communication, and team management skills. They must be able to translate business requirements into technical requirements for the technical staff who are involved with coding, testing, and implementation to make sure the system operates in accordance with the requirements as they monitor the project plan.

Product Selection and Implementation

When third party IAM software products must be evaluated and selected for implementation, the criteria for how to select an IAM product must be established and used in alignment with business objectives and requirements. System integration and product features must be considered along with the vendor reputation, support, and sustainability as well as product certification, independent quality assessments, and consumer reviews. CIMP experts must be able to select and implement the right product to solve their unique IAM challenges.

Software Security

When a new IAM product is developed, or features of an existing application are modified, or when an organization must develop an Application Programming Interface for a selected product, many critical areas must be considered such as business requirements and objectives, Software Development Kit, infrastructure, secure software coding practices including mobile apps, product development framework, web application security, DevOps segregation of duties, software design and architecture, Service-Oriented Architecture, system and user acceptance testing, change management, and post implementation tasks.

Cloud Security

As organizations move their applications and data into global cloud computing environments, CIMPs must be aware of top cloud providers and their IAM capabilities and leverage Cloud Access Security Broker to interject and expand enterprise security policies in the cloud.

IAM Architecture, Protocols and Standards

CIMPs must be familiar with and apply international IAM protocols and standards in their jobs and projects. Formalized international IAM protocols exist to support strong IAM policies. Generally known as “Authentication, Authorization, and Accounting”, these identity management protocols provide standards for security to strengthen and simplify access management, aid in compliance, and create a uniform system for handling interactions between users and systems.

IoT and API Security

As Internet of Things devices continue to be deployed by businesses and households with advanced features and data retention capabilities, CIMPs must be aware of the access risks within IoT and their connectivity with other systems and devices to ensure proper identification, authentication, and data integrity.

Artificial Intelligence and Machine Learning

With knowledge of advances in artificial intelligence and machine learning, CIMPs can improve their products and processes through automated machine learning to achieve certain goals quickly and effectively such as when detecting threats and analyzing user behavior for context-based identity management. Automated monitoring is essential for detecting unauthorized access, violation of policies, and system malfunctions.

Compliance Assurance

There are many regulatory requirements related to identity management which certain companies must comply with including in the area of user identification and activity tracking. CIMPs must establish continuous audit procedures to ensure than not only regulatory requirements are being complied with but also systems and processes are operating as designed and follow the established standards.

Digital Identity Guidelines

The digital identity guidelines provide technical requirements for government agencies and organizations implementing digital identity services. The guidelines define technical requirements in each of the areas of identity proofing, registration, management processes, authentication protocols, federation, and related assertions.

Certified Identity Management Professional Certification Process

To become a Certified Identity Management Professional, candidates must become members of Identity Management Institute, and pass an examination. For CIMP eligibility, application submission, cost, exam, and certification maintenance, please visit the CIMP page on the IMI website. Watch the CIMP overview video.